In West Virginia, when an individual that has become injured due to the actions of another individual, that victim must provide sufficient evidence to prove that those injuries were caused by the recklessness or negligence of that individual in order to achieve compensation benefits for a personal injury claim.
It’s not uncommon for victims to feel as though their options are limited to whatever amount their insurance agency chooses. Typically, insurance agencies will send highly knowledgeable investigators to discover the cause and extent of damage, while persuading victims to provide delicate information that could be used against them in court.
Our experienced attorneys are aware of the tactics that insurance agencies use against injury victims. Regardless of how powerful or formidable a corporation or insurance company may appear, Sparacino Law, provides injury victims with a means of making the law work in their favor.
This experience allows us to protect our clients at critical times. We will not only protect you from these agencies, but we will seek to obtain the maximum compensation benefits available for your injuries, losses, and damages. When a client prefers to avoid trial, we will fight for a fair and just settlement, and also offer mediation services.
forms of compensation
- Medical expenses
- Future medical expenses
- Loss of wages
- Loss of future wages
- Property damage
- Pain and suffering
- Funeral expenses
- Future disfigurement
- Past disfigurement
- Mental distress
- Loss of domestic or household services
Victims should also be aware that there is a specific period of time following an injury or death where a lawsuit can be filed. This is called the “statute of limitations,” and to ensure you haven’t run out of time you should contact an attorney as soon as possible following any incident.
Types Of Claims
Personal injuries may occur at any time and any place. Many times they will occur when we least expect it, which may also result in more severe injuries, especially if we are unable to protect ourselves. In these instances it is crucial to contact a local personal injury attorney who covers a variety of different types of claims and has the experience to recover the maximum compensation benefits for you or your loved one.
Some types of personal injury claims our firm covers include:
- Automobile accidents
- Assault injuries
- ATV accidents
- Bicycle accidents
- Boating accidents
- Coal mining & timber accidents
- Construction accidents
- Gunshot injuries
- Industrial accidents
- Medical malpractice
- Motorcycle accidents
- Natural gas explosions
- Nursing home abuse
- Shale drilling accidents
- Slip-and-fall injuries
- Sports injuries
- Train accidents
- Truck accidents
If you or a loved one is suffering from any type of injury, it is imperative to seek immediate medical attention to assure these injuries are properly cared for. In addition to obtaining the proper care for your injuries, any medical documents obtained can be used by our attorneys to formulate a robust case for our clients.
Almost every injury case revolves around one major legal concept, and that is negligence. In brief, negligence means that someone was at fault for the accident that caused your injury. It means that their actions were completely counter to the way a reasonable person would act, a benchmark called the “reasonable person standard.”
In order to prove negligence, you have to demonstrate three factors in court.
First, you must show that the other party acted in a completely unreasonable and irresponsible manner.
Second, you must demonstrate that it was this failure to behave responsibly and reasonably which led to the accident.
Finally, you have to be able to show that you were injured as a result of this accident, either directly or proximately.
The real trick in proving negligence is that it’s rare for the other side to admit to their culpability, so you often will have to fight to prove your case. In some situations, such as with trucking accidents or product liability, there may be multiple parties involved, from the person who actually caused the accident, to parts manufacturers, to shipping companies and more.
In other cases, you’ll be dealing with those who have a vested interest in not being seen as responsible. Doctors, for example, can have their license threatened when they face malpractice claims. In all cases, the insurance company is going to fight tooth and nail to get out of paying your claim.
Another problem arises in West Virginia involving contributory negligence. This means that if you’re found to be partially responsible for the accident, the amount you can collect will be reduced by a like amount–if you’re 10% responsible, your award will go down by 10%, for example. This means if your case was worth $500,000 and you were 10% responsible, you’ll only get $450,000. Because of this, the other side in the case will always try to pin as much of the accident on your shoulders as they possibly can.
Dealing With The Insurance Company
It’s unfortunate, but one of the biggest hurdles you’re going to face in your efforts is the very insurance company you need to pay your claim. Insurance companies are businesses, and they’re out to make a profit. Not surprisingly, they don’t make a profit by paying out large claims. For this reason, they will go to any length to settle your claim for as low a sum as possible, and even to get out of paying altogether.
It starts with a claims adjuster who will try to come off as sincere and compassionate about what you’ve suffered. When you turn down their very low offer to settle your case, they’ll go to any length to avoid paying out. They’ll claim your injuries were pre-existing. They’ll say you’re not that badly hurt, that you’re not hurt at all. They’ll even try to claim that the accident was your fault. They’ll tell you that if you go to court, you won’t get anything.
No matter what kinds of pressure they put on you, you should never sign off. Remember, too, that you aren’t required to deal with them on your own. You can always refer them to your attorney.